Financial Inclusion of Islamic Banking and Financial Technology as a Growth Factor for MSMEs

Budiarti, Isniar and Maftuhatul Jannah, Annisa (2022) Financial Inclusion of Islamic Banking and Financial Technology as a Growth Factor for MSMEs. JURNAL ILMU KEUANGAN DAN PERBANKAN (JIKA), 12 (1). ISSN 20892845

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Abstract

This study discusses issues that occur in MSMEs that have difficulties and low levels of access for MSMEs owners to banking services in the sharia sector and the use of Financial Technology in financial institutions, aims to examine the effect of Islamic banking financial inclusion, the use of Financial Technology on the growth of MSMEs in the region Bandung. The method used is descriptive and verification with a quantitative approach, by distributing questionnaires to 90 MSMEs owners assisted by Kadin West Java, analyzed using multiple linear regression analysis techniques with the IBM SPSS 26.0.0 Software program. The results of the study show that the Financial Inclusion of Islamic Banking and Financial Technology has a high effect on MSME growth. The impact of this research is to provide information and advice to MSMEs because with access to Islamic banking financial inclusion and the use of fintech by MSMEs themselves can increase the growth of MSMEs.

Item Type:	Article
Subjects:	Jurnal Tercetak
Divisions:	Universitas Komputer Indonesia
Depositing User:	Yudha Taufik Nugraha
Date Deposited:	26 May 2023 04:33
Last Modified:	26 May 2023 04:33
URI:	http://repository.unikom.ac.id/id/eprint/70071

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