PENGARUH RISIKO KREDIT TERHADAP RETURN ON ASSETS PADA PT. BANK TABUNGAN NEGARA (PERSERO)

Suniarti, Imas (2007) PENGARUH RISIKO KREDIT TERHADAP RETURN ON ASSETS PADA PT. BANK TABUNGAN NEGARA (PERSERO). Diploma thesis, Universitas Komputer Indonesia.

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Abstract

Credit insuranceansi is supply of money or invoice based on acceptance or agreement of loan between banks with other party obliging the side of borrower to pay its(the leverage is over a period of time with interest vesting. Every credit insuranceansi given by bank to contain risk, namely credit risk. Credit risk is comparison between credit balances haves problem ( Non Performing Loan) with total asset ( assets) as a whole. This credit risk will have an effect on to Return On Assets ( profitabilitas/ gain) what obtained company. Based on the thing, writer interests to give headline at this research that is: : “Credit Risk Influence To Return On Assets At PT Bank Tabungan Negara ( Persero)". This research done at PT. BTN ( Persero). Purpose of this research to know credit risk at PT. BTN, RETURN ON ASSETS PT BTN, and level of credit risk influence to Return On Assets at PT. BTN. Method applied in this research is descriptive method analysed with case study approach ( Case Study). Descriptive method analysed addressed to depict clearly how credit risk influence to return on assets at PT. BTN. While, approach of case study applied in this research because object that is accurately seen from phenomenon happened is the existing where more emphasizing atly credit risk and return on assets from PT. BTN. To know level of credit risk influence ( variable X) to return on assets ( variable Y) applied Simple Linear Regression Analysis and Korelasi Pearson, and know how big contribution of variable is applied [by] Coefficient of determination formula. Testing of hypothesis in this research applies test statistic t two party(sides with = 0,05. Acquirement result of the analysis diolah by using program SPSS version 13 for windows. Based on result of research, known that credit risk influential to return on assets at BTN. Second relationship of variable ( variable X and variable Y) solid and concurrent. Credit risk influence to return on assets influential big, therefore credit insuranceansi has important role in yielding earnings for BTN.

Item Type: Thesis (Diploma)
Subjects: S1-Final Project > Fakultas Ekonomi Bisnis > Akuntansi > 2007
Divisions: Universitas Komputer Indonesia > Fakultas Ekonomi
Universitas Komputer Indonesia > Fakultas Ekonomi > Akuntansi (S1)
Depositing User: M.Kom Taryana Suryana
Date Deposited: 16 Nov 2016 07:47
Last Modified: 16 Nov 2016 07:47
URI: https://repository.unikom.ac.id/id/eprint/10943

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