Ma Ruf, Lubis (2007) PERANAN BUNGAN KREDIT DALAM PEMBENTUKAN PENDAPATAN OPERASIONAL PT. BANK JABAR CABANG UTAMA BANDUNG. Diploma thesis, Universitas Komputer Indonesia.
Full text not available from this repository.Abstract
Credit represent the institute activity of conventional banking in fund channeling. Placement in the form of credit will give the contribution of interest income and credit provision for bank. Contribution of credit interest income in Indonesia still predominate the earnings of operational bank compared from fee of base income. This matter become a phenomenon that happened empirically in banking world in Indonesia, so that peep out the ascription that interest income have an effect on earnings of operational bank. According to the mentioned, researcher feel interested to make a research poured in the script form with the title : Relatoin of Credit Interest in Forming Operational Earnings PT. Jabar Bank of Main Branch Bandung. This research conducted according to case study, as a mean to know the growth of interest credit, growth of operational earnings, and to know the relation of interest credit in forming of operational earnings at PT. Jabar Bank of Main Branch Bandung. Research method used is associative method or descriptive method and relation analyze with the quantitative approach. Research associative method addressed to know role existence or un-existence between interest credit with the earnings of descriptive method and operational analyze addressed to depict clearly how interest credit relation in forming of operational earnings PT. Jabar Bank of Main Branch Bandung. While quantitative approach used in this research, because data used in the form of secondary data that is financial statement. To know the level of interest credit role (variable X) to operational earnings (variable Y) used by a statistical test appliance of Regresi Analyze and The Correlation Coefficient Analyze Simple Linear. Hypothesis Examination in this research use the statistic ttest one party by a = 0,05. Acquirement result of the analysis processed by using assistive appliance SPSS program version 12. According to research result, knowable that relation between two variable (variable of X and variable Y) equal to 99,60%. Its meaning the relation very strong and unidirectional, where if variable X go up hence variable Y will go up, so also on the contrary. Relaton of interest credit to operational earnings at PT. Jabar Bank of Main Branch Bandung very big. Visible the mentioned from calculation result of coefficient determinasi equal to 99,20%. This matter have a meaning that operational earnings can be influenced by amount of interest credit equal to 99,20%, while the rest (100%-99,200%=0,8%) have to be explained by other factors that is from provision and commission and also other operational earnings.
| Item Type: | Thesis (Diploma) |
|---|---|
| Subjects: | S1-Final Project > Fakultas Ekonomi Bisnis > Manajemen > 2007 |
| Divisions: | Universitas Komputer Indonesia > Fakultas Ekonomi Universitas Komputer Indonesia > Fakultas Ekonomi > Manajemen (S1) |
| Depositing User: | Admin Repository |
| Date Deposited: | 16 Nov 2016 07:48 |
| Last Modified: | 16 Nov 2016 07:48 |
| URI: | http://repository.unikom.ac.id/id/eprint/11417 |
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